Platforms Commonly Used By Scammers To Send APK Fraud Files

Platforms commonly used by scammers to send APK fraud files refer to digital communication channels and online services they exploit to distribute Android Package Kit (APK) files that harm unaware users. These platforms are not inherently criminal, but scammers misuse their accessibility, speed, and trust-based communication features to conceal malicious files as genuine apps, updates, or services. Understanding this concept helps explain how APK fraud spreads on a large scale and at rapid rates, especially among everyday smartphone users.

Simply put, scammers choose platforms that facilitate direct contact, easy file sharing, clickable links, and limited verification, making it easy to trick victims into installing harmful APK files. Messaging platforms are among the most frequently misused channels because they enable instant and personal communication. Scammers can impersonate banks, delivery services, government offices, employers, or customer support agents, sending APK files or download links directly to individuals or groups. The personal nature of these messages increases trust and decreases suspicion, which is why such platforms are often linked to APK fraud cases.

Social media platforms are also commonly exploited because they allow scammers to create fake profiles, pages, or ads that appear authentic. Through posts, comments, sponsored advertisements, or direct messages, scammers promise prizes, important updates, job offers, or financial gains to send APK download links. These platforms are particularly effective for targeting large audiences quickly, since a single post or ad can reach thousands of users within minutes. Visual design and branding tools available on social media further help scammers make fake APKs look legitimate.
Short Message Service (SMS) and traditional mobile text messaging remain powerful platforms for spreading APK fraud. Scam messages often contain short links or urgent warnings that pressure users to act immediately. Since SMS does not require internet-based accounts and reaches even basic smartphones, it remains a trusted channel for attackers. Many users tend to trust SMS over emails, especially when messages appear to come from familiar institutions.

Email platforms are also frequently misused to send APK files or download links. Scammers attach files disguised as invoices, notices, verification documents, or security updates. Emails allow scammers to include detailed instructions and official-sounding language, making the scam seem credible. This method often targets older users and office staff.

Fake websites and counterfeit app stores also serve as platforms in this context. These sites are designed to resemble official portals or app marketplaces but host malicious APK files. Scammers distribute links via messages, advertisements, or search results that send victims to these platforms. Once an APK is downloaded from such sites, the fraudulent activity begins.

The common platforms scammers use to send APK fraud files include communication, messaging, social media, and web-based systems, which are exploited to trick users into trusting false identities or urgent claims to deliver malicious APKs. These platforms help scammers bypass the security of official app stores and reach victims directly, making them a key element in the spread of APK-based cyber fraud.

1. Whatsapp (The Most Common Platform)

WhatsApp has emerged as the most common and dangerous platform for spreading APK file fraud in India and many other countries. From around 2017-2018 onwards, as Android smartphones became cheaper and affordable data plans increased mobile internet usage, cybercriminals started exploiting WhatsApp’s popularity. WhatsApp allows users to send files directly, including APK files, which are Android installation packages. Scammers take advantage of this feature by sending malicious APKs directly in personal chats or groups. Since 2018, numerous documented cybercrime patterns involved fraudsters using fake profile pictures and names to impersonate banks, courier companies, police departments, power boards, and even government agencies, all of which seemed genuine. They often used logos copied from real organizations to make messages look authentic. A common tactic is to create a sense of urgency and fear, sending messages claiming that bank accounts will be blocked, KYC updates are required, or courier deliveries are pending and that the app must be installed immediately, or access will be revoked.

Psychologically, rushing reduces rational thinking, prompting victims to act quickly without verifying the source. WhatsApp is preferred by scammers because people of all ages trust it, especially in India, where it has become a primary means of communication for families, businesses, and even official advisories. End-to-end encryption, while good for privacy, also makes it difficult for authorities and WhatsApp itself to monitor scam activities in real time. Messages tend to be opened almost immediately, and file sharing is very easy—requiring just a tap to download and install. Since 2018, real-world cybercrime investigations reveal a clear pattern where fake loan apps, fraudulent banking verification apps, and fake delivery tracking apps were first distributed via WhatsApp.

Many victims reported trusting these messages because they came from unknown numbers that looked professional or sometimes even from compromised contacts. Once installed, these APKs often requested extensive permissions, including contacts, SMS, call logs, and screen recordings. This allowed scammers to steal OTPs, banking credentials, and personal data, leading to financial losses, blackmail, and identity theft. Over recent years, WhatsApp-based APK scams have evolved from simple schemes into highly organized cybercrime networks using scripted messages, automated forwarding, and social engineering tactics, continually refined due to repeated success.

2. SMS / Text Messages (Smishing)

SMS-based APK fraud scams, commonly called smishing, have a long history that predates app-based smartphone scams, but significant changes occurred after 2016-2017 when smartphones became widespread. Smishing involves sending deceptive text messages containing dangerous APK download links. These messages often pretend to be from banks, telecom companies, electricity departments, courier services, or government agencies. From around 2018, Indian cybercrime records show a rapid increase in such SMS messages claiming SIM deactivation, mandatory KYC updates, unpaid electricity bills, or blocked bank accounts. The success of SMS scams lies in their simplicity and accessibility.

SMS works without internet access, meaning any mobile phone user can receive such messages. Older users, especially those unfamiliar with smartphones or cyber awareness, are particularly vulnerable because SMS appears more official and formal compared to social media messages. Historically, SMS has been used by banks and service providers for alerts, creating a false sense of legitimacy. Scammers carefully craft short, official-sounding messages that include small or hidden links redirecting users to fake websites hosting malicious APK files. When users click the link, they are prompted to download an app that claims to resolve the issue described in the message. Since 2019, many cases involved fake government messages during policy changes, lockdowns, or new regulations, exploiting people’s confusion. The danger with smishing is that SMS apps do not show previews or detailed sender verification, making it difficult for users to verify authenticity. Fake websites hosting APKs are often designed to look like official portals, using similar colors, fonts, and language. After installation, malicious APKs can intercept SMS messages, including OTPs, allowing scammers to bypass banking security. Cybercrime trends indicate that smishing often serves as the initial step in a larger scam chain, where stolen data is later used for financial theft, loan fraud, or account takeovers. Despite awareness campaigns, SMS-based APK fraud remains effective as it targets fear, authority, and a lack of technical knowledge.

3. Telegram

Telegram has increasingly become a major platform for APK fraud distribution, especially since 2019, when its popularity grew among tech-savvy users and online communities. Unlike WhatsApp, Telegram allows sharing large files and supports public and private channels that can reach thousands or millions of users instantly. Scammers exploit these features by creating groups and channels that openly distribute APK files. They use bots to automatically send download links or APK files to users who join these channels. Telegram is often used to promote fake loan apps, high-return investment apps, betting and gambling apps, and modified or cracked versions of popular apps, known as MOD apps. Patterns from previous years show that between 2020 and 2022, numerous illegal loan networks and online betting syndicates used Telegram as their primary distribution and communication platform.

Telegram is dangerous because its moderation is weaker compared to mainstream platforms, allowing accounts to be created anonymously without strong identity verification. This anonymity helps scammers quickly disappear and reappear under new names if a channel is reported. The large file-sharing limit makes it easier to distribute APKs containing hidden malware, spyware, or Trojans. Many real cases involved fake crypto apps promising users exaggerated profits, only for the apps to stop working afterward. Loan APKs shared on Telegram often request access to contacts and photos, which can later be used for blackmail or harassment if repayments are delayed. Modified apps are particularly risky since users think they are getting free premium features, unaware that the APK may contain keyloggers or remote access tools. Telegram channels also help reach more people quickly; a single malicious APK can infect thousands of devices within hours. Over time, Telegram-based APK scams have become more organized, with clear hierarchies, promotional posts, referral systems, and even fake customer support, making it one of the most dangerous platforms for APK fraud today.

4. Facebook and Facebook Messenger

Facebook has been widely used for social engineering-based APK fraud scams, especially after 2016-2017 when Facebook ads and business pages became common tools for marketing and communication. Cybercriminals quickly realized that Facebook’s large user base and visual trust signals could be exploited to spread malicious APK files. Scammers typically create fake ads promising easy money, work-from-home jobs, government benefits, instant loans, or free services. These ads are designed to look professional, often featuring copied logos, official-style language, and images resembling genuine government schemes or well-known companies. Alongside advertisements, scammers also create fake Facebook pages mimicking banks, courier companies, telecom providers, e-commerce platforms, or government departments. These pages appear authentic with fake followers, copied posts, and even fake customer comments. Through Facebook Messenger, scammers contact users directly, sending APK download links or files claiming they are necessary for verification, registration, or activating benefits.

Since around 2018, another common tactic is posting malicious links in comments on viral posts, public pages, or job-related groups, prompting users to “download the app” for details. Facebook works well for scammers because of its huge and diverse user base, including rural users, the elderly, job seekers, and small business owners. Copying is easy; scammers can quickly duplicate page names, profile pictures, and descriptions. Users tend to trust branded pages and sponsored ads, assuming Facebook has verified them. The ads often appear alongside genuine advertisements for well-known brands. A well-known pattern in recent years is fake government scheme ads, especially welfare broadcasts or during elections, asking users to install an APK to register for subsidies or verify beneficiaries. Once installed, these apps often steal personal details, banking information, or OTPs, leading to financial fraud and identity theft. Facebook-based APK scams rely heavily on psychological manipulation, visual trust, and authority signals rather than technical tricks.

5. Instagram

Instagram has rapidly become a platform for APK scams, primarily targeting young people, students, and first-time smartphone users, especially since 2019. As Instagram evolved from a photo-sharing app to a major influencer and marketing platform, scammers adapted their tactics based on youth behavior and trends. A common approach involves using Instagram Stories, which contain swipe-up links or link stickers that redirect users to dangerous APK download pages. These stories often promote free mobile recharges, money-making apps, online surveys, gaming rewards, or crypto trading opportunities. Another widely used method is fake influencer promotion, where scammers create accounts that look like popular influencers or hijack real accounts through hacking. These accounts promote APKs as “trusted apps” or “secret tricks to earn money.”

Direct messages (DMs) are also heavily exploited, offering users free recharges, quick money, referral bonuses, or investment app offers. Instagram benefits scamsters because young users are more likely to explore new apps, seek quick rewards, and trust trending content or influencer endorsements. The platform encourages rapid interactions, where users often click on links without verifying details. The risk increases because profiles typically display lifestyle images, follower counts, and highlights that serve as social proof. Historically, many APK scam cases targeting students involved fake money-making apps during exam seasons or unemployment, promising easy earnings with minimal effort. Once an APK is installed, it may request access to storage, messages, or screen recording, risking data theft or financial fraud. Instagram-based APK scams are effective because they blend entertainment, aspirations, and peer influence, making victims less cautious and more impulsive.

6. Emails (Phishing Emails)

Email-based APK scam fraud mainly targets office employees, professionals, and business users, with roots dating back to early 2000s phishing attacks, which have significantly evolved since smartphones became common. Around 2017 onwards, scammers began attaching APK files directly within emails or disguising them as downloadable documents. These emails often impersonate banks, companies, HR departments, vendors, or government offices. Scammers send fake invoices, salary slips, policy documents, or account alerts, encouraging recipients to open attachments immediately.

Common subject lines like “Invoice attached,” “Important account verification,” or “Download your salary slip” are designed to prompt immediate action without verification. To evade suspicion, APK files are often hidden inside PDFs, ZIP folders, or document icons. The email approach works because professionals are accustomed to receiving attachments and may consider such emails routine. Attackers often use official-looking email addresses or fake domains that mimic real ones. In earlier cases, many corporate scams involved employees installing dangerous APKs on work phones, leading to email compromise, data leaks, and financial loss. Once installed, these APKs can monitor emails, capture login credentials, or redirect users to fake portals. Email-based APK scams rely on formal communication trust and work pressure, remaining a constant threat even to educated users.

7. Fake Websites and Download Pages

Fake websites and malicious download pages have been a primary method for spreading APK scam files since the early days of Android, but their usage surged after 2016-2017, especially as mobile browsing in India and other developing markets overtook desktop internet. Scammers deliberately create sites resembling official platforms to convince users they are downloading legitimate apps. Common tactics include registering domains similar to real banks, governments, or companies, often with slight spelling changes, extra characters, hyphens, or different domain extensions that go unnoticed by most users. These sites imitate official logos, color schemes, layouts, and even words associated with genuine sites. Fake download buttons are prominently placed, often highlighted with bright colors and labels like “Download Official App” or “Secure App Download.”

Another risky tactic involves pop-up messages that pressure immediate action, warning that the device is infected, accounts will be blocked, or verification is urgently needed. From around 2018 onward, many reports showed users being redirected via SMS, WhatsApp, Facebook ads, or email links to such counterfeit sites. These sites host malicious APK files resembling real apps but containing malware. Types of fake sites include ones claiming to offer mobile banking apps, fake government portals requesting users to install apps for subsidies or document verification, and counterfeit app stores offering “secure” or “fast” downloads. The danger lies in the false trust these sites engender; users believe they are downloading from a trusted source, ignoring warning signs and consenting to permissions during installation. Once installed, these APKs can steal credentials, intercept OTPs, display fake screens, or silently install additional malware. Historically, fake websites have been the backbone of large-scale APK scam campaigns, giving scammers full control over content, design, and distribution, making them highly dangerous and effective.

8. Third-party App Stores

Third-party app stores have long been a significant source of APK scams, primarily because Android allows installation from unknown sources. Even before 2015, unofficial app stores existed, but their misuse increased considerably after cracked apps, MOD versions, and paid-feature bypasses became popular. These unverified platforms include unknown APK websites, cracked app sites, and MOD APK portals promising free access to premium features. Starting around 2017, cybercriminals began using these platforms to distribute spyware, adware, keyloggers, and banking trojans. Unlike official app stores, third-party stores often do not follow strict security checks, code reviews, or developer verification processes. Scammers upload fake versions of popular games, utility tools, video downloaders, or financial apps. Users are lured by claims like “No ads,” “Free premium,” or “Unlimited features.”

In the past, many banking trojan and spyware campaigns have been distributed through modified versions of legitimate apps hosted on these platforms. Once installed, these apps demand excessive permissions unrelated to their intended purpose. The risk is heightened because users installing from third-party sources tend to ignore built-in security warnings, making them less cautious. Between 2019 and 2022, numerous loan app scams involved APKs downloaded directly from unofficial sources, which collected personal data, contacts, and photos for later extortion or harassment. Third-party app stores are risky due to lack of accountability, no straightforward reporting systems, and no guarantees of updates or security patches. After malware installation, users often cannot identify the source, making investigations and prevention difficult.

9. YouTube Comments and Descriptions

YouTube APK scams have become an indirect but powerful platform for spreading malware, especially since 2018, as video content consumption has rapidly increased. Scammers use YouTube’s comment section, video descriptions, and pinned comments to post malicious APK links. These links are often placed below popular videos related to earning money, gaming hacks, crypto trading, app reviews, or tutorials. Common enticing phrases used include “Link in description,” “Download earning app,” or “Free hack tool APK,” aimed at curious users seeking shortcuts or free tools. Scammers can create fake channels or hack accounts of small creators to post these links that appear trustworthy. Video descriptions are particularly dangerous because users expect helpful resources or official links there.

In some cases, scammers pin comments using fake engagement or hacked accounts to make the links seem more credible. Historically, many APK scams targeting students and gamers involved promoting fake hacking tools or modified game APKs via YouTube. Users clicking these links are redirected to fake download pages or file-hosting sites hosting malicious APKs. The risk increases because YouTube is perceived as a trusted platform, and users do not expect malware links in educational or entertainment content. Once installed, these APKs can silently steal data and display fake results. YouTube-based APK scams rely on curiosity, trust in content creators, and the assumption that publicly shared links should be safe, making it a subtle but effective method of distribution.

10. Dating Apps and Chat Platforms

Dating apps and online chat platforms have become significant mediums for APK scams, especially since 2019, as digital dating and social discovery apps gained popularity among young people and working professionals. Scammers deliberately target these platforms because they facilitate direct interaction and emotional bonding, which are powerful tools for manipulation. The scam process typically starts with the scammer creating a fake but attractive profile using stolen photos and a trustworthy personal story. Over days or sometimes weeks, the scammer engages in regular conversations, showing interest, care, and emotional support. This gradual build-up of trust is crucial and resembles classic romance scams that existed even before smartphones, but now it is linked with APK-based cybercrime.

Once emotional dependence is established, the scammer sends an APK file claiming it is a private video call app, secure chat application, investment platform, or identity verification tool. They claim this app is necessary to continue conversations securely, invest in future plans together, or verify identities. Since trust has already been built, victims rarely question these requests. Since 2020, many reported cases involved victims installing fake trading or crypto APKs suggested by their online romantic partners. These apps either show fake profits to encourage higher deposits or directly steal banking credentials. In other cases, fake video calling apps are used to record screens, access contacts, or later extort money from victims. This combination of emotional manipulation and technical fraud is particularly dangerous, as victims mentally become entangled and may ignore warning signs.

Due to dating app-based APK scams, victims often suffer serious financial losses, emotional trauma, and long-term trust issues, making it one of the most harmful forms of social engineering-based cybercrime.

11. Job Portals and Freelance Platforms

Job portals and freelance platforms have been exploited for APK scams, especially since 2017, as online job searching became common among students, recent graduates, and gig workers. Scammers take advantage of financial pressure and unemployment by posting fake job listings promising high salaries, work from home opportunities, or easy tasks requiring low qualifications. These fake job posts often appear professional, featuring company-like language, logos, and detailed information. When candidates apply, scammers contact them through email, messaging apps, or platform chat systems, claiming to be HR or recruitment team members. The next step usually involves asking the candidate to install an APK under the pretense of scheduling an interview, providing training modules, attendance tracking, or task management.

Since around 2018, many fraud cases involved fake training apps that requested permissions for SMS, storage, and contacts. Victims assumed installation was a normal part of the recruitment process, especially during remote hiring. Once installed, these APKs either stole personal details like Aadhaar, PAN, and bank information or captured OTPs to commit financial fraud. Some APKs redirected users to fake payment pages where registration fees, security deposits, or equipment charges were demanded. Historically, during economic downturns and mass layoffs, job-related APK scams increased, as desperation made people less cautious. Job portal-based APK scams are effective because they exploit trust in professionalism, career aspirations, and fear of missing opportunities, making job seekers easy targets for data theft and financial scams.

12. QR Code-Based APK Distribution

QR code-based APK distribution is a relatively new but rapidly growing scam method that became prominent after 2020, especially with the widespread use of QR codes for payments, menus, registration, and check-ins. Scammers exploit people’s habit of scanning QR codes without questioning their source. In this method, malicious QR codes are created that link directly to harmful APK files or fake download pages hosting these APKs. These QR codes are then pasted onto fake posters, banners, pamphlets, or shared via digital images online. They are also used in fake payment requests, prompting victims to scan QR codes to receive refunds, cashback, or payments. Another common use is in fake event registrations or surveys, where scanning a QR code supposedly grants access to an app needed for participation.

After the pandemic, as contactless systems became widespread, QR code scams surged. Users scanning these codes are often redirected to browser download pages without realizing the risk. Because QR codes hide real URLs, users often cannot tell if the source is legitimate. Once the APK is downloaded and installed, it can install malware, spyware, or banking Trojans. Some QR-based scams also employ social engineering, claiming urgency or limited availability to incite quick action.

This method is dangerous because QR codes look modern, convenient, and trustworthy. Users associate them with official uses, reducing suspicion. QR code-based APK scams represent a new form of physical and visual phishing, making detection difficult and increasing the attack surface for cybercriminals.

Final Warning

The spread of APK file fraud via platforms like WhatsApp, SMS, and Telegram has become a major cybersecurity concern over the past few years. Since around 2017-2018, there has been a rapid increase in cases related to malicious APK files shared through these messaging platforms in India, exploiting users’ trust in their mobile communication tools. One of the most important warnings from these incidents is that no genuine bank, government department, or trusted company will ever send APK files directly through informal channels like WhatsApp, SMS, or Telegram. Understanding why this warning is crucial requires examining both the methods used by scammers and the potential consequences of falling victim to such fraud.

Initially, cybercriminals started leveraging WhatsApp because it is the most widely used messaging platform in India and several other countries. By 2018, reports of WhatsApp-based APK scams had surged, particularly involving fake loan apps, banking verification apps, and courier tracking apps. Scammers craft urgent messages claiming that the user’s bank account will be blocked, that a pending delivery needs verification, or that KYC updates are necessary. They send these messages directly to users’ WhatsApp numbers, often using fake profile pictures that resemble banks, police, or courier companies. The messages contain links to download APK files that appear legitimate but are malicious software designed to steal personal data, intercept OTPs, or access banking credentials. Victims often consider these messages genuine because they seem to come from trusted sources, leveraging the psychological principles of authority and urgency.

End-to-end encryption helps scammers operate with minimal risk of detection, as WhatsApp cannot monitor messages in real time for suspicious activity.

SMS-based scams, commonly known as smishing, follow a similar pattern. Since SMS does not require internet access, it reaches every mobile user, making it an effective method for fraud. After 2018, SMS-based APK scams became more common, especially targeting older users or those with less awareness of digital threats.

scammers send messages claiming that the SIM will be deactivated, that a bill payment is overdue, or that KYC updates are required. These messages contain short links that lead to fake websites hosting APK files. Users often mistake these messages for official communication from banks or government agencies. Many fall victim because SMS messages are official-looking, short, and arrive immediately, leaving little time to question their authenticity. Once installed, these APKs can intercept messages, steal banking details, and compromise personal data.

Telegram, due to its large file-sharing capacity and relatively lax moderation, has also become a major platform for spreading APK scams. By 2019, scam groups and channels on Telegram were widely used to share malicious APKs, including fake crypto apps, loan apps, betting apps, and modified or cracked (MOD) apps. Scammers use bots to distribute links and APKs on a large scale, reaching thousands of users instantly. Telegram’s anonymity makes it easy for fraudsters to create channels and disappear after getting caught, further increasing its attractiveness for cybercriminal activities.

This warning that legitimate organizations will never send APKs through informal channels is based on operational procedures of genuine entities. Banks, government departments, and registered companies follow strict protocols for software distribution. They provide apps only through verified app stores such as Google Play Store or Apple App Store, where applications undergo rigorous security reviews. This ensures the apps are free from malware and that users’ personal and financial information remains secure. Any deviation from these protocols—such as sending APKs via WhatsApp, SMS, or Telegram—is highly likely to be a scam.

Real-world evidence supports this warning. Documented cases between 2018 and 2023 show that victims installing APKs from informal sources suffered financial losses, identity theft, and unauthorized access to sensitive data. For example, fake loan apps on WhatsApp asked users to enter bank details and OTPs, which scammers immediately intercepted. Similarly, fake KYC apps disguised as government services compromised personal identity data. Indian cybercrime units and security agencies have repeatedly issued advisories emphasizing that no legitimate organization sends verification, registration, or payment-related APKs directly.

The rule is clear and non-negotiable: if someone asks you to install an APK outside the Google Play Store or other verified app stores, it is almost certainly a scam. Banks, government agencies, and reputable companies never distribute apps informally through WhatsApp, SMS, or Telegram. Awareness about preventing financial fraud, identity theft, and malicious software installation is essential. Users must exercise extreme caution, verify sources through official channels, and avoid installing any APKs sent via unofficial messaging systems. Understanding these scams’ history and tactics highlights the importance of vigilance and adopting safe practices in today’s digital environment, where cybercriminals continuously exploit trust and urgency to commit fraud.

This warning is not just theoretical; it is reinforced by years of documented cases, security advisories, and cybercrime investigations. By treating all APK requests from informal channels as suspicious, users can protect themselves from one of the most common and damaging forms of digital fraud today.

Read Also:

  1. Law And Penalties For APK Scams In India
  2. Introduction: Concept Of APK And Fraud
  3. APK File Fraud Scam: Complete Information
  4. Beware Of Porn Fraud: What You Need To Know (Law, Cybercrime, And Security)
  5. How To Prevent Social Media Blackmail And Video Call Scams
  6. Why Financial Institutions Around The World Need To Ban Selling Bank Accounts
  7. Selling A Bank Account: Meaning, Advantages And Disadvantages
  8. India Cyber Security Challenges: Threats And Solution Strategies
  9. Cyber Crime In India: Types, Vulnerability And Solutions In India
  10. Role Of Police In Integrity And Awareness
  11. Important Information About Cyber Crime
  12. What Is Cyber Crime
  13. Detailed Scenario of The Emergence And History Of Cyber Crimes
  14. Financial Fraud How To Reduce Customer Complaints
  15. Financial Fraud In India: Criticality, Prevention, And Technical Solutions
  16. Caution Is Security In The Context Of Cyber Crimes
  17. Cybercrime: An Introduction
  18. Cyber Crime (History, Examples, Types And Laws)
  19. Cyber Crime And The Role Of Social Media
  20. How To Avoid Financial Fraud, Online Fraud, Credit Card Fraud, What To Do If You Become A Victim
  21. How To Protect Yourself From Financial Fraud
  22. Chit Fund Scam: Will Mamata Banerjee Image Be Corrected
  23. Major Scams You Should Know About
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