Farmers Will Now Get Higher Prices For Crops: MSP Increase For 14 Crops Including Paddy, Loan Will Be Available At Lower Interest On Kisan Credit Card

The Central Government has increased the Minimum Support Price (MSP) of 14 Kharif crops including paddy, cotton, soybean, pigeon pea. The Union Cabinet took this decision today i.e. on 28th May. Union Information and Broadcasting Minister Ashwini Vaishnav said that the new MSP for paddy has been fixed at Rs 2,369, which is Rs 69 more than the previous MSP.

The new MSP for cotton has been fixed at Rs 7,710. Its new MSP of another kind has been increased to Rs 8,110, which is Rs 589 more than before. The new MSP will put a burden of Rs 2 lakh 7 thousand crore on the government. This is 7 thousand crore rupees more than the previous crop season. The Union Minister said that care has been taken to ensure that the MSP is at least 50% more than the cost of the crop.

What is MSP or Minimum Support Price

Minimum support price is the guaranteed price that farmers get on their crops. Even if the prices of that crop are low in the market. The logic behind this is that the fluctuations in crop prices in the market should not affect the farmers. They should continue to get the minimum price.

The government decides the MSP on the recommendation of the CACP i.e. Commission for Agricultural Costs and Prices before every crop season. If a crop has a bumper yield and its market prices are low, then MSP acts as a fixed assured price for them. In a way, it works like an insurance policy to protect farmers when prices fall.

The MSP includes 23 crops:

  • 7 types of cereals (paddy, wheat, maize, millet, sorghum, ragi and barley)
  • 5 types of pulses (chickpea, pigeon pea/tur, urad, moong and lentils)
  • 7 Oilseeds (rapeseed-mustard, groundnuts, soya beans, sunflower, sesame, safflower, niggerseed)
  • 4 commercial crops (cotton, sugar cane, copra, raw jute)
  • Which crops are included in Kharif crops? Paddy (rice), maize, jowar, millet, moong, groundnut, sugarcane, soybean, urad, tur, kulthi, jute, flax, cotton etc. Kharif crops are sown in June-July. They are harvested in September-October.

Other decisions of the cabinet

1. Interest subsidy scheme of Kisan Credit Card extended

The central government decided to continue the interest subsidy scheme of Kisan Credit Card for 2025-26. Approves the continuation of the Interest Subsidy Scheme (MISS) for the next financial year 2025-26. Necessary funds for this have also been decided. This scheme is to give loans to farmers at low interest through Kisan Credit Card (KCC).

Farmers can take loans up to Rs 3 lakh from KCC at 7% interest, with banks getting 1.5% interest subsidy. Farmers who repay the loan on time get an incentive of up to 3%, which means their interest is reduced to just 4%. Loans for animal husbandry or fish farming offer these benefits in the range of up to Rs 2 lakh.

2. Two multitracking projects approved

Cabinet approved two multitracking projects of Indian Railways in Maharashtra and Madhya Pradesh. Under this, the third and fourth lines will be laid between Ratlam-Nagda. Whereas Wardha-Balharshah fourth line will be postponed. The total estimated cost of these projects is Rs 3,399 crore and they will be completed by 2029-30.

3. Four-lane highway approved between Badvel-Nellore in Andhra Pradesh

The Central Government has approved the 108 km long four-lane highway project between Badvel-Nellore in Andhra Pradesh. The cost of this project is Rs 3,653 crore.

The highway will serve to connect Krishnapatnam Port in Andhra Pradesh and a portion of National Highway-67, thereby improving port connectivity. The road also connects the nodes of three major industrial corridors – VCIC (Kopperthi), HBIC (Orvakal) and CBIC (Krishnapatnam).

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