Cyber Fraud And Fraud Types You Should Be Aware

1. Fake International Parcel Fudge: Frauds usually try to make fake delivery by becoming an agent of delivery company. They ask for personal information and payment. To stay safe, see the official website for delivery status using tracking ID. Confirm whether you or someone in your family has placed an order or not.

2. Drugs/digital arrests cheated in the parcel: this is an even more dangerous form of fake parcel fraud. Here, the fraudsters call you and tell you that a parcel for you which is filled with illegal items (such as drugs, fake passports, etc.), has been stopped by custom. They further inquire online as Custom, CBI officials and threaten PMLA/drug trade allegations and digital arrests. The victim will be asked to maintain confidentiality about it, being investigated by this “fake officer”. The fraudsters again create a hurry and ask the victim to transfer a large amount to the account to protect themselves from further action and digital arrest (remember, there is no such thing as digital arrest). The victim sends money to hackers, with the belief that it is right to clear their names. Confirmation of calls, maintaining privacy, checking official documents, making careful transactions and informing authorities may be open options for potential victims.

3. False Credit Card Transactions: You may get automatic calls that said that your credit card number XXXX has been used elsewhere. Then you will be asked for more detailed card information and personal information, which will be used for fraudulent shopping and withdrawing money. If you get such a call, contact your bank directly.

4. Power/telephone disconnection notice fraud: Cyber criminals usually send an SMS that if your electricity/telephone bill is not paid immediately on the link provided, your power/telephone supply will be discontinued. These disconnection notices are fake and are designed to motivate you to pay. They can also use your service provider’s letterhead to send you notice on WhatsApp. It would be better if you log in to your electricity/telecom provider’s website and see if there is any amount outstanding.

5. Business Email Compromise (BEC): This is a type of cyber crime where the scammer uses email to send money or give information about a confidential company. The criminal takes the form of a reliable person, then asks to pay a fake bill or transfer money for any important purpose. Do not transfer any money without talking or confirming the real person which is considered sent to the message. Dip fake, spofed email and voice cloning are also used in BEC frauds.

6. Fake Customer Service Number: This is a fraud strategy where fraudsters make fake phone numbers as a valid customer service hotline for well -known companies. The purpose of the scammer is to remove your sensitive information from you. Instead of looking for a case number, always use the number given on the firm’s website.

7. Fishing: Fishing is a type of fraud which includes personal information through emails such as customer ID, IPIN, Credit/Debit Card Number, Card Date, CVV number etc. stealing which appear from a valid source. Do not click on suspicious links to stay safe.

8. Smishing: This is an attack of social engineering that uses fake mobile text messages to download malware, share sensitive information or send money to cyber criminals.

9. Vishing, small, fraud for voice fishing uses sensitive information to victims, such as login credentials, credit card number or bank details. A high level of statusal awareness is required to deal with smiling and wish -type frauds.

10. Online job fraud: Online job fraud is an attempt to cheat people who need employment. They are promised false expectation/ better job and more salary. There are many forms of this, such as part time and home offers. A lot of care should be taken to avoid fraudsters.

11. Investment fraud: When people lure you to invest money, this investment is fraud. They may ask you to invest in shares, investment funds, cryptocurrency or commodities, promising high returns. A thug can lie you or give false information about real investment. Or they can create a fake investment opportunity. It is necessary to test carefully to make your investment safe.

12. Relationship scam: Thugs try to make a relationship with you so that you feel that it is real and honest. You may feel that you are talking to a lover, friend, or relative. But their real purpose is to say your money, stealing your personal or economic information, or you have to ask you to carry stolen money or illegal goods for them. Remember, only making an online relationship can be a threat.

13. Refund fraud: Frauds that already target people who have been victims of fraud. If you have been a victim of fraud, you may be at risk of being a victim of refund or recovery scam. In such a scam, someone says that he can help to get your money back or not get the award or object. You just have to pay them first. If you do this, you will lose more money.

14. LIC/Insurance fraud: In recent warnings, LIC has warned its policy holders to be careful with messages coming to add Aadhaar numbers to their policy through SMS. Earlier also, LIC had warned the policy holders to stay away from fake or fake calls. Frauds are misleading people as LIC officials, agents, IRDAI officials and others and asking them to pay for the refund of the missing policy.

15. Lottery/advance fee/Online loan: Here the target victim is asked to offer advance fee to win lottery or grant and other financial services, which are never provided. The victims often send a range of transactions to pay various advance charges. One type of cheating of this type is that the thugs connect the target victim to the promise of fake loan proposal, usually through phone calls. The thug will ask you to pay advance or processing fee before the loan is approved. Once the fee is paid, the thugs disappear.

16. Emergency fraud: In this type of fraud, the potential victim is assured that they are sending funds to a friend or loved one for immediate help. The victims take advantage of the concern of a loved one and send money in a hurry.

17. Forced recovery: Thugs are threatened by thugs to illegally obtain money, property or services from the victim by threatening life, arrest or other demands that they are allegedly luxurious and threatened if they do not cooperate. Sex -satisfaction is a type of type where an online hunter lures someone to give naked pictures or videos, and then demands money, and more pictures or other demands – if they do not comply with the victim’s friends and family by threatening to share the picture.

18. Cyber threatening: It is a form of bullying or oppression that is done through the use of electronic or communication devices such as computer, mobile phones, laptops, etc. Cyber infiltration- Cyber infiltration is used by a person to follow an individual or to try to establish personal contact with a person, even if the person is clearly indicated not to show interest; Or the Internet monitors, email or any other type of electronic communication, if the person commits a crime of chasing. Sexting- Sexing sexual clear digital pictures, videos, text messages or emails are the process of sending emails, usually done by cell phone.

19. Beware of fake websites: fraudsters make fake online stores, where great deals are shown, and then advertise for them on social media. These sites either steal your payment information or seduce you to buy fake products. Fake password login page. Fraudsters make sites that look like a login page of your bank, Amazon, Netflix etc.

20. Spaming: spaming occurs when someone is sent through email, SMS, MMS, or any other electronic messaging medium without asking someone. They can try to convince the recipient to buy a product or service, or to go to a website where they can shop, or they can try to cheat him to give him a bank account or credit card details.

21. Cheating of Uber fare showing false screen: In this fraud, Uber drivers show passengers with increased fare by showing changing photos or ‘false screens’.

22. Fake QR Code: QR Code fraud is one of recent methods that fraudsters are using people to steal money from people. Fake websites mimic the online store and entice users with fake QR code, which eventually pay products that are not present.

23. Travel related fraud: You can get a flyer by call, text message or post. Or maybe you can see free or low price holidays in online advertisement. There are often thugs and dishonest companies behind these offers. You may have to pay hidden fees – or worse than that after paying, you may know that all this is a deception.

24. Exemption related fraud: Frauds attack their targets through online chat and convince them to shop or do financial transactions to take advantage of exemption or special proposals on advertised products.

25. Cyber Grooming: Cyber grooming occurs when a person makes an online relationship with a young person and cheats or puts him on sexual function.

Internet fraud tips

Some sensible suggestions have been made for those who want to know how to know how to avoid online fraud:

1. Beware of any request for your information or money – do not send money or credit card details, online account details, or copy of personal documents to someone you do not know or trust.

2. Think before clicking on spam or unwanted email: Beware of fishing fraud. Fishing is a common theme in many online fraud. Avoid clicking links or attachments in suspicious emails or messages, and never respond to unwanted messages and calls seeking personal or financial information.

3. Beware of phone calls seeking remote access on your computer: If someone claims to be a reputed telecom or technology company and asks for access to fix or upgrade a problem, cut the phone immediately. Their real intention may be to control your computer and install malware, which may probably endanger your password and personal information.

4. Keep your mobile device and computer safe: Use a strong password for the safety of your device and do not allow others (from far away). Protect your Wi-Fi network from a password and do not use public computer or Wi-Fi hotspot to provide online banking or personal information. Install them as soon as security updates are available.

5. Use a strong password: A strong password cannot be easily estimated and ideally contains a mixture of large and small letters, special characters and numbers. People often leave the password unchanged for years, which reduces their safety. Do not use simple password 1234, ABC or your parents’ names that are easily breaking for hackers. Make sure your passwords are long. A strong password is one that is unique and complex – at least 15 characters long, with a mixture of letters, numbers and special characters. (For example, MHD*aarv@70464_psow)

6. Use privacy settings: Review your privacy and security settings on social media. If you use social networking sites, be careful who you connect and how to use your privacy and safety settings, so that you are safe. If you see any suspicious activity, someone has clicked spam, someone is copying you or has been a victim of online fraud, then take steps to secure your account and do not forget to report it.

7. Avoid downloading or streaming files from unknown websites: Downloading or streaming content from unknown and potentially fake websites can be a major threat to malware. Criminals behind digital piracy often provide the material illegally free to woo a large number of visitor. Download/stream only from the sites that you trust.

8. Resist the pressure to take immediate action: Whoever is pressurizing you to pay or tell your personal information is probably a scammer.

9. If it looks great, it is probably the same: If a website or any online communication person is giving you a big discount or impossible award, take precautions. They can try to get your personal sensitive information and credit card information.

10. Protect your internet connection: Use a safe VPN connection. Use a VPN connection while making a payment and see the lock symbol while reaching a website. Lock symbol and related URL that has “https”, means that the connection between your web browser and the website server is encrypted and safe. This prevents the scammer from listening or intercepting the communication between your browser and the website server.

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