There is a great need to escape from cyber fraud. If you do not survive, then you will not even know when your years of hard work and earnings will go.
Cyber fraud has become a serious problem nowadays. Due to this, people’s years of hard work and earning can be cleared in minutes. Cyber criminals resort to many types of fraud, such as fishing, scam calls, money theft, and data theft. You should take precautions to avoid them. Here we are giving you some ways through which you can avoid cyber fraud.
1. Avoid fishing emails and messages
Fishing emails or messages are what fraudsters send to you to trust, such as from banks or a reputable institution. Never click on the link provided in the email or message.
2. Password
It is very important to create a strong password and change it from time to time. Using simple passwords such as “123456” or “password” can endanger your account.
3. Two-Factor Authentication
This is a good way to increase the security of your account. It requires both your password and a code (which comes on mobile or email). Put it on your bank account, social media, and email.
4. Avoid public Wi-Fi
Using the Internet on public Wi-Fi networks can endanger the security of your device and data. Hackers can use these networks to steal your data. If you want to use public Wi-Fi, use VPN (Virtual Private Network).
5. Caution in online shopping and transactions
While shopping online, fraudsters can steal your bank details through fake websites or vendors. Be careful even when paying through QR code.
6. Avoid scam calls and text messages
Cyber criminals can ask for your personal information such as bank details, passwords etc. through scam calls or SMS. In these calls you are often told about an award or offer. Never believe the information provided in a call or message.
7. Use secure apps
Download apps only from official stores like Google Play Store or Apple App Store. Must check user reviews and ratings of apps.
8. Keep software and antivirus updates
If your device or software is not updated, cyber criminals can insert viruses or malware into your system. Enable automatic software updates and antivirus software.
9. Monitor banking transactions
The most common method in cyber fraud is to steal money from a bank account. You should constantly monitor your banking transactions. Check your bank statements and transactions regularly. If you have doubts about a transaction, contact the bank immediately and update your bank details.
10. OTP and PIN at Digital Payment Time
Use OTP (One-Time Password) and PIN during online transactions. Never share OTP or PIN with anyone.
11. Data backup and security
A good solution is to keep a backup of all your important documents and data. If your data is stolen or your device is hacked, you can retrieve the data. Use cloud services for data backup and keep data backup regularly.
Vigilance and caution are most important to avoid cyber fraud. By adopting these simple methods, you can improve your financial security and avoid cyber fraud.
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